Fintech as a Service (FaaS) 시장 – 2029년까지 세계 산업 예측

조사회사 : MarketsandMarkets (마켓츠앤마켓츠)   출판년월 : 2024년08월

Fintech as a Service Market – Global Forecast To 2029

Fintech as a Service (FaaS) 시장 – 유형(은행, 결제, 보험, 투자), 기술(Al, 블록체인, RPA, API), 애플리케이션, 최종 사용자 및 지역별 시장 규모 점유율, 성장 분석 – 2029년까지 세계 업계 예측
Fintech as a Service (FaaS) Market Size Share, Growth Analysis by Type (Banking, Payment, Insurance, Investment), Technology (Al, Blockchain, RPA, API), Application, End User and Region – Global Industry Forecast to 2029

　　　　주문/문의　　　　조사회사/라이센스/납기안내

Report Overview

The Fintech as a Service market (FaaS) market size is estimated to grow from USD 358.8 billion in 2024 to USD 806.9 billion by 2029 at a Compound Annual Growth Rate (CAGR) of 17.6% during the forecast period.

Fintech as a Service (FaaS) 시장 규모는 예측 기간 동안 17.6%의 연평균 성장률(CAGR)로 2024년 3,588억 달러에서 2029년까지 8,069억 달러로 성장할 것으로 추정됩니다.

The shift towards digital finance operations plays a significant role in pushing companies to adopt FaaS services. As businesses move from old-school banking to digital payments and money transfers, every company is jumping on board with the rapid growth of digital payments, lending, and other operations. This makes keeping an eye on and securing FaaS crucial. Safe APIs allow data to move between financial institutions and fintech firms. Following rules like GDPR and PCI DSS helps protect sensitive financial data from misuse or theft and drives the growth of the Fintech as a Service market (FaaS) market.

“By end user, the insurance companies accounts for a larger market share.”

Insurance has many complicated, data-driven activities, like underwriting, claim processing, and fraud detection, that can be streamlined and optimized using FaaS to improve efficiency and accuracy. Insurers are more focused on delivering seamless digital experiences as well as personalized products for clients; hence, FaaS offers an opportunity to enhance customer retainability. Better risk assessment and pricing can be achieved by employing up-to-date information through analytics and telematics to develop dynamic pricing based on enhanced data analytics from FaaS. Advanced fraud prevention is possible because FaaS allows AI-enabled solutions to identify fraud patterns, significantly reducing risks. Due to the strict regulations governing the insurance industry, automation of compliance procedures is possible with the help of FaaS, thus reducing the risks involved. Parametric insurance and usage-based insurance need not wait long for development due to FaaS, as well as other innovative distribution channels like embedded insurance and digital marketplaces. Operational efficiency, customer experience, and product innovation at insurance companies can increase dramatically by fully embracing Fintech as a Service.

Compliance & regulatory support accounts for larger market share , by application

The financial sector is characterized by numerous stringent laws, such as Anti-Money Laundering (AML), Know Your Customer (KYC), General Data Protection Regulation (GDPR), and the Revised Payment Service Directive (PSD2), which attract heavy penalties when violated. Taking into account issues regarding data security policy, regulations regarding protection against unauthorized use may be observed where the Customer Privacy Act are recently signed into law. To prevent fraud and manage operational risks, responsible compliance methods are necessary. When you show that you are complying, you are able to create a rapport that will make clients prefer working with the organization rather than the competitors. The operational efficiency of automated compliance activities increases as their costs decrease. In order to avoid any future problems related to this area and handle them on time, modern financial technology firms are required to consider their compliance at all levels above all else. As compliance scrutiny expands and non-adherence penalties increase fraudulent finance players will have to start seeking compliance and regulatory services if they are going to have significant market shares in the fintech-as-a-service market.

By region, North America accounts for the highest market size during the forecast period.

The presence of crucial aspects like constantly improving its technology infrastructure, high-speed internet access, advanced payment processing systems, cutting-edge data centers, trendsetting innovation culture, and developing technology adoption makes North America one of the largest growing sectors within finance technology (fintech). The region benefits from an ongoing customer base for fintech products, a mature banking industry, and a favorable regulatory environment because it has a technologically sophisticated population. The sector is driven by abundant venture capital funding as well as a flourishing collection of mergers and acquisitions by financial technology companies.

In North America, businesses in fintech utilize data analytics to enhance customer service experiences while developing more customer-oriented solutions. The modern educational institutions positioned in the region also help attract technological experts and attract talents, enabling further growth in this sector.

Breakdown of primaries

The study contains insights from various industry experts, from component suppliers to Tier 1 companies and OEMs. The break-up of the primaries is as follows:

• By Company Type: Tier 1 – 35%, Tier 2 – 45%, and Tier 3 – 20%
• By Designation: C-level – 40% and Managerial and Other Levels – 60%
• By Region: North America – 38%, Asia Pacific – 26%, Europe – 21%, and Middle East & Africa – 10%

Major vendors in the FaaS market include PayPal (US), Mastercard (US), Fiserv (US), Block (US), Rapyd (UK), Envestnet (US), Upstart (US), Solid Financial (US), FIS (US), Synctera (US), Stripe (US) , Adyen (Netherlands), Dwolla (US), Finastra (UK), Revolut (UK), Fispan (Canada), Nium (Singapore), Airwallex (Australia), Sofi Technologies Inc. (US), Margeta (US), Finx (US), Synapse (US).

The study includes an in-depth competitive analysis of the key players in the FaaS market, their company profiles, recent developments, and key market strategies.

Research Coverage

The report segments the FaaS market. It forecasts its size by Type (Banking, Payments, Insurance, Investments, Lending, accounting, wealth management), by Technology (AI & ML, Blockchain, RPA, API, big data), by application (Fraud Monitoring, KYC Verification, Compliance & Regulatory Support, Data Analytics and Insights, Customer Onboarding & Account Management, Money management, Real estate mortgage services), end user (Banks, Financial Institutes, Insurance Companies, Other End Users (Other end users include capital markets, retail, and eCommerce.)) and Region (North America, Europe, Asia Pacific, Middle East & Africa and Latin America).

The study also includes an in-depth competitive analysis of the market’s key players, their company profiles, key observations related to product and business offerings, recent developments, and key market strategies.

Key Benefits of Buying the Report

The report will help the market leaders/new entrants with information on the closest approximations of the revenue numbers for the overall FaaS market and the subsegments. This report will help stakeholders understand the competitive landscape and gain more insights to position their businesses better and plan suitable go-to-market strategies. The report also helps stakeholders understand the market pulse and provides information on key market drivers, restraints, challenges, and opportunities.

The report provides insights on the following pointers:

• Analysis of key drivers (increasing digital financial services, open banking operational initiatives leg by governments), restraints (privacy and security concerns in FaaS adoption and complexity in integrating legacy systems), opportunities (transforming financial landscape through digital lending platforms and expansion of cross-border payments and remittances), and challenges (complexities and costs associated with financial regulations and growing competition in the fast-moving digital financial landscape).

• Product Development/Innovation: Detailed insights on upcoming technologies, research development activities, new products, and service launches in the Faas market.
• Market Development: Comprehensive information about lucrative markets – the report analyses the FaaS market across varied regions.
• Market Diversification: Exhaustive information about new products and services, untapped geographies, recent developments, and investments in the FaaS market.
• Competitive Assessment: In-depth assessment of market shares, growth strategies, and service offerings of leading players PayPal (US), Mastercard (US), Fiserv (US), Block (US), Rapyd (UK), Envestnet (US), Upstart (US), Solid Financial (US), FIS (US), Synctera (US), Stripe (US) , Adyen (Netherlands), Dwolla (US), Finastra (UK), Revolut (UK), Fispan (Canada), Nium (Singapore), Airwallex (Australia), Sofi Technologies Inc. (US), Margeta (US), Finx (US), Synapse (US) among others, in the FaaS market strategies.

Table of Contents

1            INTRODUCTION            43

1.1         STUDY OBJECTIVES      43

1.2         MARKET DEFINITION   43

1.2.1      INCLUSIONS AND EXCLUSIONS 44

1.3         STUDY SCOPE  45

1.3.1      MARKET SEGMENTATION         45

1.4         YEARS CONSIDERED     46

1.5         CURRENCY CONSIDERED          46

1.6         STAKEHOLDERS            47

1.7         SUMMARY OF CHANGES            47

2            RESEARCH METHODOLOGY     48

2.1         RESEARCH DATA           48

2.1.1      SECONDARY DATA       49

2.1.2      PRIMARY DATA 49

2.1.2.1   Breakup of primary profiles             49

2.1.2.2   Key insights from industry experts   50

2.2         DATA TRIANGULATION             51

2.3         MARKET SIZE ESTIMATION       52

2.3.1      TOP-DOWN APPROACH             52

2.3.2      BOTTOM-UP APPROACH           53

2.4         MARKET FORECAST      55

2.5         RESEARCH ASSUMPTIONS         56

2.6         RESEARCH LIMITATIONS           57

3            EXECUTIVE SUMMARY 58

4            PREMIUM INSIGHTS      61

4.1         ATTRACTIVE OPPORTUNITIES FOR PLAYERS IN FINTECH AS A SERVICE MARKET          61

4.2         FINTECH AS A SERVICE MARKET, BY TYPE         62

4.3         FINTECH AS A SERVICE MARKET, BY TECHNOLOGY      62

4.4         FINTECH AS A SERVICE MARKET, BY APPLICATION       63

4.5         FINTECH AS A SERVICE MARKET, BY END USER 63

4.6         MARKET INVESTMENT SCENARIO         64

5            MARKET OVERVIEW AND INDUSTRY TRENDS   65

5.1         INTRODUCTION            65

5.2         MARKET DYNAMICS     65

5.2.1      DRIVERS            66

5.2.1.1   Operational flexibility and scalability with advent of cloud computing technology              66

5.2.1.2   Innovation of AI and blockchain      66

5.2.1.3   Rise in demand for streamlined compliance and regulatory solutions       67

5.2.1.4   Growth in demand for digital financial services            67

5.2.1.5   Open banking operational initiatives             67

5.2.2      RESTRAINTS     68

5.2.2.1   Complexity involved in integration with legacy systems              68

5.2.2.2   Issues related to data security and privacy      68

5.2.2.3   Lack of interoperability     69

5.2.2.4   Risks associated with geopolitical and macroeconomic factors    69

5.2.3      OPPORTUNITIES           69

5.2.3.1   Transforming financial landscape through digital lending platforms         69

5.2.3.2   Increase in shift toward digital banking and payments  70

5.2.3.3   Wealth management tools for investment services        70

5.2.3.4   Expansion of cross-border payments and remittances  70

5.2.4      CHALLENGES   71

5.2.4.1   Privacy concerns of data and security for financial services         71

5.2.4.2   Complexity and cost associated with financial regulations          71

5.2.4.3   Scalability and infrastructure challenges of FaaS          72

5.2.4.4   Growing competition in fast-moving digital financial landscape 72

5.3         CASE STUDY ANALYSIS 72

5.3.1      API PORTAL BY FISERV ENHANCED CONSUMER EXPERIENCE FOR VERIDIAN CREDIT UNION          72

5.3.2      PAYMYTUITION EXPANDED GLOBAL FOOTHOLD BY IMPLEMENTING RAPYD’S CROSS-BORDER AND LOCAL PAYMENTS TECHNOLOGY          73

5.3.3      HOME CHEF LEVERAGING PAYPAL CHECKOUT BUTTON TO BOOST NEW CUSTOMER SIGNUPS AND REVENUE         74

5.4         VALUE CHAIN ANALYSIS            75

5.4.1      TECHNOLOGY INFRASTRUCTURE PROVIDERS 76

5.4.2      FINTECH AS A SERVICE PROVIDERS      76

5.4.3      APPLICATION DEVELOPERS     76

5.4.4      SYSTEM INTEGRATORS 76

5.4.5      END-USERS       76

5.5         ECOSYSTEM ANALYSIS 77

5.6         PORTER’S FIVE FORCES MODEL ANALYSIS        79

5.6.1      THREAT OF NEW ENTRANTS    80

5.6.2      THREAT OF SUBSTITUTES         80

5.6.3      BARGAINING POWER OF SUPPLIERS     80

5.6.4      BARGAINING POWER OF BUYERS           81

5.6.5      INTENSITY OF COMPETITIVE RIVALRY 81

5.7         PRICING MODEL ANALYSIS       81

5.7.1      AVERAGE SELLING PRICE TREND OF FINTECH AS A SERVICE AMONG KEY PLAYERS, BY SOLUTION     82

5.7.2      INDICATIVE PRICING ANALYSIS, BY OFFERING 84

5.8         TECHNOLOGY ANALYSIS           85

5.8.1      KEY TECHNOLOGIES    85

5.8.1.1   Machine learning & artificial Intelligence (AI)             85

5.8.2      COMPLIMENTARY TECHNOLOGIES      85

5.8.2.1   Big data analytics 85

5.8.2.2   User behavior analytics      85

5.8.3      ADJACENT TECHNOLOGIES      86

5.8.3.1   Cloud computing 86

5.8.3.2   Digital identity verification 86

5.9         PATENT ANALYSIS        87

5.10       TRENDS/DISRUPTIONS IMPACTING CUSTOMER BUSINESS       89

5.11       REGULATORY LANDSCAPE       90

5.11.1    PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI–DSS)              90

5.11.2    KNOW YOUR CUSTOMER (KYC)             90

5.11.3    ANTI-MONEY LAUNDERING (AML)       91

5.11.4    FINANCIAL STABILITY OVERSIGHT COUNCIL (FSOC)   91

5.11.5    EUROPEAN UNION GENERAL DATA PROTECTION REGULATION (EU GDPR)  91

5.11.6    OFFICE OF THE SUPERINTENDENT OF FINANCIAL INSTITUTIONS (OSFI)  92

5.11.7    REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS          92

5.12       KEY STAKEHOLDERS AND BUYING CRITERIA    97

5.12.1    KEY STAKEHOLDERS IN BUYING PROCESS         97

5.12.2    BUYING CRITERIA         98

5.13       KEY CONFERENCES & EVENTS  98

5.14       BUSINESS MODEL ANALYSIS     99

5.14.1    TRANSACTION FEE MODEL      99

5.14.2    SUBSCRIPTION-BASED MODEL 100

5.14.3    LICENSING AND PARTNERSHIPS            100

5.14.4    DATA MONETIZATION MODEL 100

5.14.5    CROWDFUNDING AND INVESTMENTS MODEL 101

5.14.6    REVENUE-SHARING MODEL     101

5.14.7    WHITE-LABELING MODEL        101

5.14.8    API MONETIZATION MODEL    101

5.14.9    MARKET PLACE MODEL            102

5.15       INVESTMENT AND FUNDING SCENARIO            102

5.16       IMPACT OF GENERATIVE AI ON FINTECH AS A SERVICE MARKET              103

5.16.1    TOP USE CASES & MARKET POTENTIAL             103

5.16.1.1 Key use cases       103

5.16.2    IMPACT OF GEN AI ON INTERCONNECTED AND ADJACENT ECOSYSTEM     104

5.16.2.1 Cloud Computing 105

5.16.2.2 Artificial Intelligence (AI) & Machine Learning (ML) 105

5.16.2.3 Blockchain           105

5.16.2.4 Big Data and Analytics      105

5.16.2.5 API Integration    106

6            FINTECH AS A SERVICE MARKET, BY TYPE         107

6.1         INTRODUCTION            108

6.2         BANKING           110

6.2.1      FINTECH STARTUPS VYING TO CAPITALIZE ON INTENSE COMPETITION AND MARKET CONSOLIDATION IN BANKING    110

6.2.2      BANKING: MARKET DRIVERS    110

6.3         PAYMENTS       111

6.3.1      FINTECH AS A SERVICE BRIDGES GAP BETWEEN TRADITIONAL PAYMENT METHODS AND TECHNOLOGY         111

6.3.2      PAYMENTS: MARKET DRIVERS 112

6.4         INSURANCE      113

6.4.1      INCREASE IN CONSUMER DEMAND FOR PERSONALIZED AND CONVENIENT INSURANCE         113

6.4.2      INSURANCE: MARKET DRIVERS 113

6.5         INVESTMENTS 114

6.5.1      EMBRACING SELF-DIRECTED INVESTING WITH FINTECH AS A SERVICE SOLUTIONS    114

6.5.2      INVESTMENTS: MARKET DRIVERS         115

6.6         LENDING          116

6.6.1      BORROWERS SEEK STREAMLINED LOAN APPLICATION PROCESSES, FASTER APPROVAL, AND MORE FLEXIBLE LENDING TERMS      116

6.6.2      LENDING: MARKET DRIVERS    116

6.7         ACCOUNTING  117

6.7.1      PRECISION OF SERVICES THROUGH ROLE OF ACCOUNTING IN FAAS MARKET            117

6.7.2      ACCOUNTING: MARKET DRIVERS          117

6.8         WEALTH MANAGEMENT           118

6.8.1      CATERING SMALL INVESTORS AND COMMUNICATION THROUGH USER APPS        118

6.8.2      WEALTH MANAGEMENT: MARKET DRIVERS     118

7            FINTECH AS A SERVICE MARKET, BY TECHNOLOGY      120

7.1         INTRODUCTION            121

7.2         AI & ML 122

7.2.1      AUTOMATING TASKS AND INCREASING OPERATIONAL EFFICIENCY THROUGH AI & ML        122

7.2.2      AI & ML: MARKET DRIVERS        123

7.3         BLOCKCHAIN   124

7.3.1      FACILITATING DIGITIZATION AND AUTOMATION OF TRADE PROCESSES WITH BLOCKCHAIN            124

7.3.2      BLOCKCHAIN: MARKET DRIVERS           124

7.4         RPA       125

7.4.1      STREAMLINING COMPLIANCE PROCESSES THROUGH AUTOMATION              125

7.4.2      RPA: MARKET DRIVERS 125

7.5         API        126

7.5.1      STANDARDIZED AND SEAMLESS INTEGRATION OF DIFFERENT APPLICATIONS USING API         126

7.5.2      API: MARKET DRIVERS 127

7.6         BIG DATA          128

7.6.1      AUTOMATION AND OPTIMIZATION OF FINANCIAL DATA USING BIG DATA   128

7.6.2      BIG DATA: MARKET DRIVERS    128

8            FINTECH AS A SERVICE MARKET, BY APPLICATION       130

8.1         INTRODUCTION            131

8.2         FRAUD MONITORING   133

8.2.1      SHIFT TOWARD DIGITAL TRANSACTIONS DRIVES NEED FOR ROBUST FRAUD MONITORING SOLUTIONS        133

8.2.2      FRAUD MONITORING: MARKET DRIVERS           134

8.2.3      FRAUD ANALYTICS       135

8.2.4      AUTHENTICATION       136

8.2.5      TRANSACTION ANOMALY DETECTION & FRAUD PREVENTION 137

8.2.6      ACCOUNT TAKEOVER PREVENTION     138

8.2.7      CREDIT RISK ASSESSMENT & PORTFOLIO MANAGEMENT          139

8.3         KYC VERIFICATION       140

8.3.1      EFFICIENT CUSTOMER ONBOARDING WITH KYC VERIFICATION-ENABLED SOLUTIONS  140

8.3.2      KYC VERIFICATION: MARKET DRIVERS 140

8.3.3      VIDEO VERIFICATION  142

8.3.4      DIGITAL ID SCHEMES   143

8.3.5      IDENTITY VERIFICATION          144

8.3.6      RISK SCORING  145

8.3.7      ANTI-MONEY LAUNDERING (AML) COMPLIANCE          146

8.4         COMPLIANCE & REGULATORY SUPPORT           147

8.4.1      ADHERENCE TO REGULATORY REQUIREMENTS WITH LAWS AND STANDARDS     147

8.4.2      COMPLIANCE & REGULATORY SUPPORT: MARKET DRIVERS     147

8.4.3      RISK MANAGEMENT     148

8.4.4      REGULATORY REPORTING & COMPLIANCE      149

8.4.5      AUDIT MANAGEMENT 150

8.4.6      REGTECH INTEGRATION           151

8.5         DATA ANALYTICS & INSIGHTS  152

8.5.1      CUSTOMER SEGMENTATION AND PERSONALIZATION TO ENHANCE SERVICE            152

8.5.2      DATA ANALYTICS & INSIGHTS: MARKET DRIVERS          152

8.5.3      DATA ANALYTICS AND REPORTING      153

8.5.4      FINANCIAL DATA ANALYSIS & REPORTING TOOLS        154

8.5.5      RISK ANALYTICS AND MACHINE LEARNING TOOLS       155

8.5.6      REGULATORY REPORTING DATA AGGREGATION & VISUALIZATION              156

8.5.7      BUSINESS INTELLIGENCE (BI) & DATA WAREHOUSING SOLUTIONS              157

8.6         CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT       159

8.6.1      BOOSTING CUSTOMER RELIABILITY AND TRUST          159

8.6.2      CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: MARKET DRIVERS            159

8.6.3      DIGITAL ONBOARDING             160

8.6.4      ACCOUNT OPENING & ACCOUNT ACTIVATION WORKFLOWS  161

8.6.5      CUSTOMER IDENTITY AND ACCESS MANAGEMENT (CIAM)      162

8.6.6      MULTI-FACTOR AUTHENTICATION & SECURITY SOLUTIONS   163

8.7         MONEY MANAGEMENT 164

8.7.1      FAAS SOLUTIONS LEVERAGE USER DATA TO PERSONALIZE MONEY MANAGEMENT 164

8.7.2      MONEY MANAGEMENT: MARKET DRIVERS        164

8.8         REAL ESTATE MORTGAGE SERVICES    165

8.8.1      ENHANCING EFFICIENCY AND CUSTOMER EXPERIENCE THROUGH DIGITAL INNOVATION 165

9            FINTECH AS A SERVICE MARKET, BY END USER 167

9.1         INTRODUCTION            168

9.2         BANKS  169

9.2.1      COMPETITIVE EDGE OFFERED BY FAAS WITH ABILITY TO ADAPT TO CHANGING MARKET TRENDS   169

9.2.2      BANKS: MARKET DRIVERS         170

9.3         FINANCIAL INSTITUTES             171

9.3.1      OFFER ADVANCED DATA-DRIVEN DECISION-MAKING 171

9.3.2      FINANCIAL INSTITUTES: MARKET DRIVERS       171

9.4         INSURANCE COMPANIES           172

9.4.1      ENHANCED RISKS ASSESSMENT AND PERSONALIZED CUSTOMER SUPPORT          172

9.4.2      INSURANCE COMPANIES: MARKET DRIVERS     173

9.5         OTHER END USERS        174

9.5.1      OTHER END USERS: MARKET DRIVERS 174

10          FINTECH AS A SERVICE MARKET, BY REGION    176

10.1       INTRODUCTION            177

10.2       NORTH AMERICA          178

10.2.1    NORTH AMERICA: MARKET DRIVERS    179

10.2.2    NORTH AMERICA: REGULATORY LANDSCAPE  179

10.2.3    NORTH AMERICA: MACROECONOMIC OUTLOOK          180

10.2.4    US         189

10.2.4.1 Technological advancements with presence of key US vendors offering FaaS solutions 189

10.2.5    CANADA            196

10.2.5.1 Rapid growth of digital transformation measures in Canada       196

10.3       EUROPE             203

10.3.1    EUROPE: MARKET DRIVERS      203

10.3.2    EUROPE: REGULATORY LANDSCAPE    203

10.3.3    EUROPE: MACROECONOMIC OUTLOOK            204

10.3.4    UK         211

10.3.4.1 Thriving fintech startup culture in UK           211

10.3.5    GERMANY         218

10.3.5.1 Advanced infrastructure and robust connectivity in Germany    218

10.3.6    FRANCE             225

10.3.6.1 Innovation and opportunities revolutionizing financial industry in France              225

10.3.7    ITALY   232

10.3.7.1 Young and technology-savvy generation offers huge demand for digital financial services  232

10.3.8    REST OF EUROPE           238

10.4       ASIA PACIFIC    245

10.4.1    ASIA PACIFIC: MARKET DRIVERS            245

10.4.2    ASIA PACIFIC: REGULATORY LANDSCAPE          246

10.4.3    ASIA PACIFIC: MACROECONOMIC OUTLOOK    246

10.4.4    CHINA  255

10.4.4.1 Supportive government policies and technologically advanced infrastructure in China     255

10.4.5    JAPAN  262

10.4.5.1 Demand for personalized financial service in Japan      262

10.4.6    INDIA   269

10.4.6.1 Higher adoption of advanced AI and ML-based identity verification solutions              269

10.4.7    REST OF ASIA PACIFIC  276

10.5       MIDDLE EAST & AFRICA             283

10.5.1    MIDDLE EAST & AFRICA: MARKET DRIVERS       284

10.5.2    MIDDLE EAST & AFRICA: REGULATORY LANDSCAPE     284

10.5.3    MIDDLE EAST & AFRICA: MACROECONOMIC OUTLOOK            285

10.5.4    GULF COOPERATION COUNCIL (GCC) 292

10.5.4.1 The GCC’s emergence as a fintech hub driving financial innovation        292

10.5.4.2 KSA       299

10.5.4.2.1            Vision 2030 driving market growth  299

10.5.4.3 UAE      305

10.5.4.3.1            Investments and businesses streamlining growth of Fintech       305

10.5.4.4 Rest of GCC Countries      312

10.5.5    SOUTH AFRICA 318

10.5.5.1 South Africa to be attractive market for fintech growth 318

10.5.6    REST OF MIDDLE EAST & AFRICA           325

10.6       LATIN AMERICA             331

10.6.1    LATIN AMERICA: MARKET DRIVERS      332

10.6.2    LATIN AMERICA: REGULATORY LANDSCAPE    332

10.6.3    LATIN AMERICA: MACROECONOMIC OUTLOOK            333

10.6.4    BRAZIL 340

10.6.4.1 Smartphone’s penetration to boost digital banking initiatives     340

10.6.5    MEXICO             347

10.6.5.1 Security and regulatory constraints pose challenges     347

10.6.6    REST OF LATIN AMERICA          354

11          COMPETITIVE LANDSCAPE       361

11.1       KEY PLAYER STRATEGIES/RIGHT TO WIN          361

11.2       REVENUE ANALYSIS      364

11.3       MARKET SHARE ANALYSIS         366

11.4       BRAND COMPARISON   369

11.4.1    FINTECH AS A SERVICE MARKET: COMPARISON OF VENDORS’ BRANDS              369

11.4.2    PAYPAL             369

11.4.3    MASTERCARD  370

11.4.4    STRIPE 370

11.4.5    FISERV 370

11.4.6    RAPYD 370

11.5       COMPANY VALUATION AND FINANCIAL METRICS        371

11.5.1    COMPANY VALUATION 371

11.5.2    FINANCIAL METRICS USING EV/EBIDTA            371

11.6       COMPANY EVALUATION MATRIX: KEY PLAYERS, 2023   372

11.6.1    STARS  372

11.6.2    EMERGING LEADERS    372

11.6.3    PERVASIVE PLAYERS     372

11.6.4    PARTICIPANTS 373

11.6.5    COMPANY FOOTPRINT: KEY PLAYERS, 2023      374

11.6.5.1 Company footprint            374

11.6.5.2 Type footprint     375

11.6.5.3 Technology footprint         375

11.6.5.4 Application footprint         376

11.6.5.5 Regional footprint              377

11.7       COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2023          377

11.7.1    PROGRESSIVE COMPANIES       378

11.7.2    RESPONSIVE COMPANIES          378

11.7.3    DYNAMIC COMPANIES 378

11.7.4    STARTING BLOCKS       378

11.7.5    COMPETITIVE BENCHMARKING: STARTUPS/SMES, 2023             380

11.7.5.1 Detailed list of key startups/SMEs   380

11.7.5.2 Competitive benchmarking of key startups/SMEs        381

11.8       COMPETITIVE SCENARIO          382

11.8.1    PRODUCT LAUNCHES  382

11.8.2    DEALS  391

12          COMPANY PROFILES    415

12.1       INTRODUCTION            415

12.2       KEY PLAYERS   415

12.2.1    PAYPAL             415

12.2.1.1 Business overview 415

12.2.1.2 Products/Solutions/Services offered 417

12.2.1.3 Recent developments         418

12.2.1.3.1            Product launches/developments      418

12.2.1.3.2            Deals     420

12.2.1.4 MnM view           424

12.2.1.4.1            Key strengths       424

12.2.1.4.2            Strategic choices  424

12.2.1.4.3            Weaknesses and competitive threats 425

12.2.2    MASTERCARD  426

12.2.2.1 Business overview 426

12.2.2.2 Products/Solutions/Services offered 427

12.2.2.3 Recent developments         429

12.2.2.3.1            Product launches/developments      429

12.2.2.3.2            Deals     430

12.2.2.4 MnM view           433

12.2.2.4.1            Key strengths       433

12.2.2.4.2            Strategic choices  433

12.2.2.4.3            Weaknesses and competitive threats 434

12.2.3    FISERV 435

12.2.3.1 Business overview 435

12.2.3.2 Products/Solutions/Services offered 436

12.2.3.3 Recent developments         438

12.2.3.3.1            Product launches/developments      438

12.2.3.3.2            Deals     439

12.2.3.4 MnM view           442

12.2.3.4.1            Key strengths       442

12.2.3.4.2            Strategic choices  442

12.2.3.4.3            Weaknesses and competitive threats 442

12.2.4    BLOCK, INC.      443

12.2.4.1 Business overview 443

12.2.4.2 Products/Solutions/Services offered 444

12.2.4.3 Recent developments         446

12.2.4.3.1            Product launches/developments      446

12.2.4.3.2            Deals     447

12.2.4.4 MnM view           448

12.2.4.4.1            Key strengths       448

12.2.4.4.2            Strategic choices  448

12.2.4.4.3            Weaknesses and competitive threats 448

12.2.5    RAPYD 449

12.2.5.1 Business overview 449

12.2.5.2 Products/Solutions/Services offered 450

12.2.5.3 Recent developments         452

12.2.5.3.1            Product launches/developments      452

12.2.5.3.2            Deals     452

12.2.5.4 MnM view           454

12.2.5.4.1            Key strengths       454

12.2.5.4.2            Strategic choices  454

12.2.5.4.3            Weaknesses and competitive threats 454

12.2.6    ENVESTNET     455

12.2.6.1 Business overview 455

12.2.6.2 Products/Solutions/Services offered 456

12.2.6.3 Recent developments         457

12.2.6.3.1            Product launches/developments      457

12.2.6.3.2            Deals     458

12.2.7    UPSTART           462

12.2.7.1 Business overview 462

12.2.7.2 Products/Solutions/Services offered 463

12.2.7.3 Recent developments         464

12.2.7.3.1            Product launches/developments      464

12.2.7.3.2            Deals     465

12.2.8    SOLID FINANCIAL TECHNOLOGIES       468

12.2.8.1 Business overview 468

12.2.8.2 Products/Solutions/Services offered 469

12.2.8.3 Recent developments         470

12.2.8.3.1            Product launches/developments      470

12.2.8.3.2            Deals     470

12.2.9    FIS         472

12.2.9.1 Business overview 472

12.2.9.2 Products/Solutions/Services offered 473

12.2.9.3 Recent developments         476

12.2.9.3.1            Product launches/developments      476

12.2.9.3.2            Deals     477

12.2.10  SYNCTERA        479

12.2.10.1             Business overview 479

12.2.10.2             Products/Solutions/Services offered 480

12.2.10.3             Recent developments         481

12.2.10.3.1          Product launches/developments      481

12.2.10.3.2          Deals     482

12.3       OTHER KEY PLAYERS    483

12.3.1    STRIPE 483

12.3.2    ADYEN 484

12.3.3    DWOLLA           485

12.3.4    FINASTRA          486

12.3.5    REVOLUT          487

12.3.6    FISPAN 488

12.3.7    NIUM    489

12.3.8    AIRWALLEX      490

12.3.9    SOFI TECHNOLOGIES INC.        491

12.3.10  MARQETA         492

12.3.11  FINIX    493

12.3.12  SYNAPSE           494

12.3.13  PLAID  495

12.3.14  TINK     496

12.3.15  CURRENCY CLOUD       497

12.3.16  MAMBU             498

12.3.17  FORM3 499

12.3.18  SOLARIS            500

12.3.19  VOLANTE TECHNOLOGIES       501

13          ADJACENT MARKETS    502

13.1       INTRODUCTION            502

13.2       NLP IN FINANCE MARKET          502

13.2.1    MARKET DEFINITION   502

13.3       DIGITAL PAYMENTS MARKET  503

13.3.1    MARKET DEFINITION   503

14          APPENDIX         505

14.1       DISCUSSION GUIDE      505

14.2       KNOWLEDGESTORE: MARKETSANDMARKETS’ SUBSCRIPTION PORTAL             509

14.3       CUSTOMIZATION OPTIONS      511

14.4       RELATED REPORTS       511

14.5       AUTHOR DETAILS         512

LIST OF TABLES

TABLE 1             USD EXCHANGE RATES, 2018–2023         46

TABLE 2             FACTOR ANALYSIS        55

TABLE 3             FINTECH AS A SERVICE ECOSYSTEM     77

TABLE 4             IMPACT OF PORTER’S FIVE FORCES ON FINTECH AS A SERVICE MARKET            80

TABLE 5             FINTECH AS A SERVICE MARKET: PRICING MODEL        83

TABLE 6             INDICATIVE PRICING ANALYSIS             84

TABLE 7             TOP PATENTS IN FINTECH AS A SERVICE MARKET, 2024              88

TABLE 8             NORTH AMERICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES,

AND OTHER ORGANIZATIONS 92

TABLE 9             EUROPE: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES,

AND OTHER ORGANIZATIONS 93

TABLE 10           ASIA PACIFIC: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES,

AND OTHER ORGANIZATIONS 94

TABLE 11           MIDDLE EAST & AFRICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS         95

TABLE 12           LATIN AMERICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES,

AND OTHER ORGANIZATIONS 96

TABLE 13           INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR TOP THREE APPLICATIONS      97

TABLE 14           KEY BUYING CRITERIA FOR TOP THREE APPLICATIONS              98

TABLE 15           KEY CONFERENCES & EVENTS, 2023–2024           98

TABLE 16           FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)          109

TABLE 17           FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)          110

TABLE 18           BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          111

TABLE 19           BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          111

TABLE 20           PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          112

TABLE 21           PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          113

TABLE 22           INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          114

TABLE 23           INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          114

TABLE 24           INVESTMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          115

TABLE 25           INVESTMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          115

TABLE 26           LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          116

TABLE 27           LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          117

TABLE 28           ACCOUNTING: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          118

TABLE 29           ACCOUNTING: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          118

TABLE 30           WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          119

TABLE 31           WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          119

TABLE 32           FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2018–2023 (USD MILLION) 122

TABLE 33           FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2024–2029 (USD MILLION) 122

TABLE 34           AI & ML: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)     123

TABLE 35           AI &ML: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)     123

TABLE 36           BLOCKCHAIN: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          124

TABLE 37           BLOCKCHAIN: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          125

TABLE 38           RPA: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION) 126

TABLE 39           RPA: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION) 126

TABLE 40           API: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION) 127

TABLE 41           API: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION) 127

TABLE 42           BIG DATA: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          129

TABLE 43           BIG DATA: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          129

TABLE 44           FINTECH AS A SERVICE MARKET, BY APPLICATION, 2018–2023 (USD MILLION) 132

TABLE 45           FINTECH AS A SERVICE MARKET, BY APPLICATION, 2024–2029 (USD MILLION) 133

TABLE 46           FRAUD MONITORING: FINTECH AS A SERVICE MARKET, BY SUBTYPE,

2018–2023 (USD MILLION)          134

TABLE 47           FRAUD MONITORING: FINTECH AS A SERVICE MARKET, BY SUBTYPE,

2024–2029 (USD MILLION)          134

TABLE 48           FRAUD ANALYTICS: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          135

TABLE 49           FRAUD ANALYTICS: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          135

TABLE 50           AUTHENTICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          136

TABLE 51           AUTHENTICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          136

TABLE 52           TRANSACTION ANOMALY DETECTION & FRAUD PREVENTION: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)          137

TABLE 53           TRANSACTION ANOMALY DETECTION & FRAUD PREVENTION: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)          137

TABLE 54           ACCOUNT TAKEOVER PREVENTION: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)            138

TABLE 55           ACCOUNT TAKEOVER PREVENTION: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)            138

TABLE 56           CREDIT RISK ASSESSMENT & PORTFOLIO MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)              139

TABLE 57           CREDIT RISK ASSESSMENT & PORTFOLIO MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)              139

TABLE 58           KYC VERIFICATION: FINTECH AS A SERVICE MARKET, BY SUBTYPE,

2018–2023 (USD MILLION)          141

TABLE 59           KYC VERIFICATION: FINTECH AS A SERVICE MARKET, BY SUBTYPE,

2024–2029 (USD MILLION)          141

TABLE 60           VIDEO VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          142

TABLE 61           VIDEO VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          142

TABLE 62           DIGITAL ID SCHEMES: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          143

TABLE 63           DIGITAL ID SCHEMES: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          143

TABLE 64           IDENTITY VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          144

TABLE 65           IDENTITY VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          144

TABLE 66           RISK SCORING: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          145

TABLE 67           RISK SCORING: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          145

TABLE 68           ANTI-MONEY LAUNDERING (AML) COMPLIANCE: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)       146

TABLE 69           ANTI-MONEY LAUNDERING (AML) COMPLIANCE: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)       146

TABLE 70           COMPLIANCE & REGULATORY SUPPORT: FINTECH AS A SERVICE MARKET,

BY SUBTYPE, 2018–2023 (USD MILLION) 147

TABLE 71           COMPLIANCE & REGULATORY SUPPORT: FINTECH AS A SERVICE MARKET,

BY SUBTYPE, 2024–2029 (USD MILLION) 148

TABLE 72           RISK MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          148

TABLE 73           RISK MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          149

TABLE 74           REGULATORY REPORTING & COMPLIANCE: FINTECH AS A SERVICE MARKET,

BY REGION, 2018–2023 (USD MILLION)  149

TABLE 75           REGULATORY REPORTING & COMPLIANCE: FINTECH AS A SERVICE MARKET,

BY REGION, 2024–2029 (USD MILLION)  150

TABLE 76           AUDIT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          150

TABLE 77           AUDIT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          151

TABLE 78           REGTECH INTEGRATION: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          151

TABLE 79           REGTECH INTEGRATION: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          152

TABLE 80           DATA ANALYTICS & INSIGHTS: FINTECH AS A SERVICE MARKET, BY SUBTYPE, 2018–2023 (USD MILLION)          153

TABLE 81           DATA ANALYTICS & INSIGHTS: FINTECH AS A SERVICE MARKET, BY SUBTYPE, 2024–2029 (USD MILLION)          153

TABLE 82           DATA ANALYTICS & REPORTING: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)            154

TABLE 83           DATA ANALYTICS & REPORTING: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)            154

TABLE 84           FINANCIAL DATA ANALYSIS & REPORTING TOOLS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)  155

TABLE 85           FINANCIAL DATA ANALYSIS & REPORTING TOOLS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)  155

TABLE 86           RISK ANALYTICS & MACHINE LEARNING MODELS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)       156

TABLE 87           RISK ANALYTICS & MACHINE LEARNING MODELS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)       156

TABLE 88           REGULATORY REPORTING DATA AGGREGATION & VISUALIZATION: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)          157

TABLE 89           REGULATORY REPORTING DATA AGGREGATION & VISUALIZATION: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)          157

TABLE 90           BUSINESS INTELLIGENCE (BI) & DATA WAREHOUSING SOLUTIONS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)          158

TABLE 91           BUSINESS INTELLIGENCE (BI) & DATA WAREHOUSING SOLUTIONS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)          158

TABLE 92           CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY SUBTYPE, 2018–2023 (USD MILLION)              159

TABLE 93           CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY SUBTYPE, 2024–2029 (USD MILLION)              160

TABLE 94           DIGITAL ONBOARDING: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          160

TABLE 95           DIGITAL ONBOARDING: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          161

TABLE 96           ACCOUNT OPENING & ACTIVATION WORKFLOWS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)  161

TABLE 97           ACCOUNT OPENING & ACTIVATION WORKFLOWS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)  162

TABLE 98           CUSTOMER IDENTITY & ACCESS MANAGEMENT (CIAM): FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)              162

TABLE 99           CUSTOMER IDENTITY & ACCESS MANAGEMENT (CIAM): FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)              163

TABLE 100         MULTI-FACTOR AUTHENTICATION & SECURITY SOLUTIONS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)              163

TABLE 101         MULTI-FACTOR AUTHENTICATION & SECURITY SOLUTIONS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)              164

TABLE 102         MONEY MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          165

TABLE 103         MONEY MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          165

TABLE 104         REAL ESTATE MORTGAGE SERVICES: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)            166

TABLE 105         REAL ESTATE MORTGAGE SERVICES: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)            166

TABLE 106         FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION)          169

TABLE 107         FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION)          169

TABLE 108         BANKS: FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)     170

TABLE 109         BANKS: FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)     170

TABLE 110         FINANCIAL INSTITUTES: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          172

TABLE 111         FINANCIAL INSTITUTES: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          172

TABLE 112         INSURANCE COMPANIES: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          173

TABLE 113         INSURANCE COMPANIES: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          174

TABLE 114         OTHER END USERS: FINTECH AS A SERVICE MARKET, BY REGION,

2018–2023 (USD MILLION)          175

TABLE 115         OTHER END USERS: FINTECH AS A SERVICE MARKET, BY REGION,

2024–2029 (USD MILLION)          175

TABLE 116         FINTECH AS A SERVICE MARKET, BY REGION, 2018–2023 (USD MILLION)          178

TABLE 117         FINTECH AS A SERVICE MARKET, BY REGION, 2024–2029 (USD MILLION)          178

TABLE 118         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          182

TABLE 119         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          182

TABLE 120         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          182

TABLE 121         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          183

TABLE 122         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          183

TABLE 123         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          184

TABLE 124         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)           184

TABLE 125         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)           185

TABLE 126         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          185

TABLE 127         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          185

TABLE 128         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)     186

TABLE 129         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)     186

TABLE 130         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       186

TABLE 131         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       187

TABLE 132         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          187

TABLE 133         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          187

TABLE 134         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          188

TABLE 135         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          188

TABLE 136         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2018–2023 (USD MILLION)          188

TABLE 137         NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2024–2029 (USD MILLION)          189

TABLE 138         US: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)          190

TABLE 139         US: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)          190

TABLE 140         US: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          190

TABLE 141         US: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          191

TABLE 142         US: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2018–2023 (USD MILLION)     191

TABLE 143         US: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2024–2029 (USD MILLION)     191

TABLE 144         US: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          192

TABLE 145         US: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING

2024–2029 (USD MILLION)          192

TABLE 146         US: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          192

TABLE 147         US: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          193

TABLE 148         US: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       193

TABLE 149         US: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       193

TABLE 150         US: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          194

TABLE 151         US: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          194

TABLE 152         US: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              194

TABLE 153         US: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              195

TABLE 154         US: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION) 195

TABLE 155         US: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION) 195

TABLE 156         CANADA: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 196

TABLE 157         CANADA: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 197

TABLE 158         CANADA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          197

TABLE 159         CANADA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          197

TABLE 160         CANADA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          198

TABLE 161         CANADA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          198

TABLE 162         CANADA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          199

TABLE 163         CANADA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          199

TABLE 164         CANADA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          199

TABLE 165         CANADA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          200

TABLE 166         CANADA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       200

TABLE 167         CANADA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       200

TABLE 168         CANADA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       201

TABLE 169         CANADA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       201

TABLE 170         CANADA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              201

TABLE 171         CANADA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              202

TABLE 172         CANADA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          202

TABLE 173         CANADA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          202

TABLE 174         EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 204

TABLE 175         EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 205

TABLE 176         EUROPE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          205

TABLE 177         EUROPE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          205

TABLE 178         EUROPE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          206

TABLE 179         EUROPE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          206

TABLE 180         EUROPE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          207

TABLE 181         EUROPE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          207

TABLE 182         EUROPE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          207

TABLE 183         EUROPE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          208

TABLE 184         EUROPE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       208

TABLE 185         EUROPE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       208

TABLE 186         EUROPE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       209

TABLE 187         EUROPE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       209

TABLE 188         EUROPE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              209

TABLE 189         EUROPE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              210

TABLE 190         EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          210

TABLE 191         EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          210

TABLE 192         EUROPE: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2018–2023 (USD MILLION)          211

TABLE 193         EUROPE: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2024–2029 (USD MILLION)          211

TABLE 194         UK: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)          212

TABLE 195         UK: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)          212

TABLE 196         UK: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          213

TABLE 197         UK: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          213

TABLE 198         UK: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2018–2023 (USD MILLION)     213

TABLE 199         UK: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2024–2029 (USD MILLION)     214

TABLE 200         UK: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          214

TABLE 201         UK: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          215

TABLE 202         UK: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          215

TABLE 203         UK: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          215

TABLE 204         UK: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       216

TABLE 205         UK: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       216

TABLE 206         UK: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          216

TABLE 207         UK: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          217

TABLE 208         UK: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND

ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)   217

TABLE 209         UK: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND

ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)   217

TABLE 210         UK: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION) 218

TABLE 211         UK: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION) 218

TABLE 212         GERMANY: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)     219

TABLE 213         GERMANY: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)     219

TABLE 214        GERMANY: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          220

TABLE 215        GERMANY: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          220

TABLE 216         GERMANY: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          220

TABLE 217         GERMANY: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          221

TABLE 218         GERMANY: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          221

TABLE 219         GERMANY: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING

2024–2029 (USD MILLION)          222

TABLE 220         GERMANY: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          222

TABLE 221         GERMANY: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          222

TABLE 222         GERMANY: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)   223

TABLE 223         GERMANY: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)   223

TABLE 224         GERMANY: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       223

TABLE 225         GERMANY: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS 2024–2029 (USD MILLION)        224

TABLE 226         GERMANY: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              224

TABLE 227         GERMANY: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              224

TABLE 228         GERMANY: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          225

TABLE 229         GERMANY: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          225

TABLE 230         FRANCE: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 226

TABLE 231         FRANCE: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 226

TABLE 232         FRANCE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          227

TABLE 233         FRANCE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          227

TABLE 234         FRANCE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          227

TABLE 235         FRANCE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          228

TABLE 236         FRANCE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          228

TABLE 237         FRANCE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          228

TABLE 238         FRANCE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          229

TABLE 239         FRANCE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          229

TABLE 240         FRANCE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       229

TABLE 241         FRANCE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       230

TABLE 242         FRANCE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       230

TABLE 243         FRANCE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       230

TABLE 244         FRANCE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              231

TABLE 245         FRANCE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              231

TABLE 246         FRANCE: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          231

TABLE 247         FRANCE: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          232

TABLE 248         ITALY: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 232

TABLE 249         ITALY: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 233

TABLE 250         ITALY: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          233

TABLE 251         ITALY: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          233

TABLE 252         ITALY: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          234

TABLE 253         ITALY: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          234

TABLE 254         ITALY: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          234

TABLE 255         ITALY: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          235

TABLE 256         ITALY: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          235

TABLE 257         ITALY: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          235

TABLE 258         ITALY: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       236

TABLE 259         ITALY: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       236

TABLE 260         ITALY: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          236

TABLE 261         ITALY: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          237

TABLE 262         ITALY: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              237

TABLE 263         ITALY: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              237

TABLE 264         ITALY: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION)     238

TABLE 265         ITALY: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION)     238

TABLE 266         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          239

TABLE 267         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          239

TABLE 268         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          239

TABLE 269         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          240

TABLE 270         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          240

TABLE 271         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          240

TABLE 272         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)           241

TABLE 273         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)           241

TABLE 274         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          241

TABLE 275         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          242

TABLE 276         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)     242

TABLE 277         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)     242

TABLE 278         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       243

TABLE 279         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       243

TABLE 280         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          243

TABLE 281         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          244

TABLE 282         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          244

TABLE 283         REST OF EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          244

TABLE 284         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          248

TABLE 285         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          248

TABLE 286         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          248

TABLE 287         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          249

TABLE 288         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          249

TABLE 289         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          250

TABLE 290         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          250

TABLE 291         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          251

TABLE 292         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          251

TABLE 293         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          251

TABLE 294         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)     252

TABLE 295         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)     252

TABLE 296         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       252

TABLE 297         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       253

TABLE 298         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              253

TABLE 299         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              253

TABLE 300         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          254

TABLE 301         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          254

TABLE 302         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2018–2023 (USD MILLION)          254

TABLE 303         ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2024–2029 (USD MILLION)          255

TABLE 304         CHINA: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 256

TABLE 305         CHINA: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 256

TABLE 306         CHINA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          257

TABLE 307         CHINA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          257

TABLE 308         CHINA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          257

TABLE 309         CHINA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          258

TABLE 310         CHINA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          258

TABLE 311         CHINA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING

2024–2029 (USD MILLION)          259

TABLE 312         CHINA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          259

TABLE 313         CHINA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          259

TABLE 314         CHINA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       260

TABLE 315         CHINA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       260

TABLE 316         CHINA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION) 260

TABLE 317         CHINA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION) 261

TABLE 318         CHINA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              261

TABLE 319         CHINA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              261

TABLE 320         CHINA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          262

TABLE 321         CHINA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          262

TABLE 322         JAPAN: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 263

TABLE 323         JAPAN: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 263

TABLE 324         JAPAN: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          264

TABLE 325         JAPAN: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          264

TABLE 326         JAPAN: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          264

TABLE 327         JAPAN: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          265

TABLE 328         JAPAN: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          265

TABLE 329         JAPAN: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          266

TABLE 330         JAPAN: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          266

TABLE 331         JAPAN: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          266

TABLE 332         JAPAN: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       267

TABLE 333         JAPAN: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       267

TABLE 334         JAPAN: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          267

TABLE 335         JAPAN: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          268

TABLE 336         JAPAN: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              268

TABLE 337         JAPAN: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              268

TABLE 338         JAPAN: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          269

TABLE 339         JAPAN: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          269

TABLE 340         INDIA: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 270

TABLE 341         INDIA: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 270

TABLE 342         INDIA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          271

TABLE 343         INDIA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          271

TABLE 344         INDIA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          271

TABLE 345         INDIA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          272

TABLE 346         INDIA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          272

TABLE 347         INDIA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          273

TABLE 348         INDIA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          273

TABLE 349         INDIA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          273

TABLE 350         INDIA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       274

TABLE 351         INDIA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       274

TABLE 352         INDIA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          274

TABLE 353         INDIA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          275

TABLE 354         INDIA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              275

TABLE 355         INDIA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              275

TABLE 356         INDIA: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION)     276

TABLE 357         INDIA: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION)     276

TABLE 358         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          277

TABLE 359         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          277

TABLE 360         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          278

TABLE 361         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          278

TABLE 362         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          278

TABLE 363         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          279

TABLE 364         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)           279

TABLE 365         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)           280

TABLE 366         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2018–2023 (USD MILLION) 280

TABLE 367         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2024–2029 (USD MILLION) 280

TABLE 368         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION) 281

TABLE 369         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION) 281

TABLE 370         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)    281

TABLE 371         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)    282

TABLE 372         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          282

TABLE 373         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          282

TABLE 374         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          283

TABLE 375         REST OF ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          283

TABLE 376         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          285

TABLE 377         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          285

TABLE 378         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2018–2023 (USD MILLION)          286

TABLE 379         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2024–2029 (USD MILLION)          286

TABLE 380         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          286

TABLE 381         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          287

TABLE 382         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)           287

TABLE 383         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)           287

TABLE 384         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2018–2023 (USD MILLION) 288

TABLE 385         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2024–2029 (USD MILLION) 288

TABLE 386         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION) 288

TABLE 387         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION) 289

TABLE 388         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)    289

TABLE 389         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)    289

TABLE 390         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          290

TABLE 391         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          290

TABLE 392         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          290

TABLE 393         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          291

TABLE 394         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE BY REGION,

2018–2023 (USD MILLION)          291

TABLE 395         MIDDLE EAST & AFRICA: FINTECH AS A SERVICE, BY REGION,

2024–2029 (USD MILLION)          291

TABLE 396         GCC: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 292

TABLE 397         GCC: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 293

TABLE 398         GCC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          293

TABLE 399         GCC: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          293

TABLE 400         GCC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          294

TABLE 401         GCC: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          294

TABLE 402         GCC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          294

TABLE 403         GCC: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          295

TABLE 404         GCC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          295

TABLE 405         GCC: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          295

TABLE 406         GCC: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       296

TABLE 407         GCC: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       296

TABLE 408         GCC: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          296

TABLE 409         GCC: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          297

TABLE 410         GCC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              297

TABLE 411         GCC: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              297

TABLE 412         GCC: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION) 298

TABLE 413         GCC: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION) 298

TABLE 414         GCC: FINTECH AS A SERVICE MARKET, BY COUNTRY, 2018–2023 (USD MILLION) 298

TABLE 415         GCC: FINTECH AS A SERVICE MARKET, BY COUNTRY, 2024–2029 (USD MILLION) 298

TABLE 416         KSA: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)          299

TABLE 417         KSA: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)          299

TABLE 418         KSA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          300

TABLE 419         KSA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          300

TABLE 420         KSA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          300

TABLE 421         KSA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          301

TABLE 422         KSA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          301

TABLE 423         KSA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          301

TABLE 424         KSA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          302

TABLE 425         KSA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          302

TABLE 426         KSA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       302

TABLE 427         KSA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       303

TABLE 428         KSA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          303

TABLE 429         KSA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          303

TABLE 430         KSA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              304

TABLE 431         KSA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              304

TABLE 432         KSA: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION) 304

TABLE 433         KSA: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION) 305

TABLE 434         UAE: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 305

TABLE 435         UAE: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 306

TABLE 436         UAE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          306

TABLE 437         UAE: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          306

TABLE 438         UAE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          307

TABLE 439         UAE: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          307

TABLE 440         UAE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          308

TABLE 441         UAE: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING

2024–2029 (USD MILLION)          308

TABLE 442         UAE: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          308

TABLE 443         UAE: FINTECH AS A SERVICE MARKET, KYC VERIFICATION

2024–2029 (USD MILLION)          309

TABLE 444         UAE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       309

TABLE 445         UAE: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       309

TABLE 446         UAE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          310

TABLE 447         UAE: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          310

TABLE 448         UAE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              310

TABLE 449         UAE: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              311

TABLE 450         UAE: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION) 311

TABLE 451         UAE: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION) 311

TABLE 452         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          312

TABLE 453         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          312

TABLE 454         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2018–2023 (USD MILLION)    313

TABLE 455         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2024–2029 (USD MILLION)    313

TABLE 456         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2018–2023 (USD MILLION)     313

TABLE 457         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2024–2029 (USD MILLION)     314

TABLE 458         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)      314

TABLE 459         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)      314

TABLE 460         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2018–2023 (USD MILLION)          315

TABLE 461         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2024–2029 (USD MILLION)          315

TABLE 462         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION) 315

TABLE 463         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION) 316

TABLE 464         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)    316

TABLE 465         REST OF GCC COUNTRIES FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)          316

TABLE 466         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          317

TABLE 467         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          317

TABLE 468         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          317

TABLE 469         REST OF GCC COUNTRIES: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          318

TABLE 470         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          318

TABLE 471         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          319

TABLE 472         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          319

TABLE 473         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          319

TABLE 474         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          320

TABLE 475         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          320

TABLE 476         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          321

TABLE 477         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          321

TABLE 478         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          321

TABLE 479         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          322

TABLE 480         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)     322

TABLE 481         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)     322

TABLE 482         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       323

TABLE 483         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       323

TABLE 484         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          323

TABLE 485         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          324

TABLE 486         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          324

TABLE 487         SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          324

TABLE 488         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION)    325

TABLE 489         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION)    325

TABLE 490         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY TECHNOLOGY, 2018–2023 (USD MILLION)    326

TABLE 491         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY TECHNOLOGY, 2024–2029 (USD MILLION)    326

TABLE 492         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY APPLICATION, 2018–2023 (USD MILLION)     326

TABLE 493         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY APPLICATION, 2024–2029 (USD MILLION)     327

TABLE 494         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY FRAUD MONITORING, 2018–2023 (USD MILLION)      327

TABLE 495         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY FRAUD MONITORING, 2024–2029 (USD MILLION)      328

TABLE 496         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY KYC VERIFICATION, 2018–2023 (USD MILLION)          328

TABLE 497         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET,

BY KYC VERIFICATION, 2024–2029 (USD MILLION)          328

TABLE 498         REST OF MIDDLE EAST & AFRICA FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION) 329

TABLE 499         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)          329

TABLE 500         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION) 329

TABLE 501         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION) 330

TABLE 502         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)     330

TABLE 503         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)     330

TABLE 504         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER, 2018–2023 (USD MILLION)         331

TABLE 505         REST OF MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER, 2024–2029 (USD MILLION)         331

TABLE 506         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          333

TABLE 507         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          334

TABLE 508         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          334

TABLE 509         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          334

TABLE 510         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          335

TABLE 511         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          335

TABLE 512         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          336

TABLE 513         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          336

TABLE 514         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          336

TABLE 515         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          337

TABLE 516         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)     337

TABLE 517         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)     337

TABLE 518         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)       338

TABLE 519         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)       338

TABLE 520         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          338

TABLE 521         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          339

TABLE 522         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          339

TABLE 523         LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          339

TABLE 524         LATIN AMERICA: IDENTITY THREAT DETECTION AND RESPONSE, BY REGION, 2018–2023 (USD MILLION)         340

TABLE 525         LATIN AMERICA: IDENTITY THREAT DETECTION AND RESPONSE, BY REGION, 2024–2029 (USD MILLION)         340

TABLE 526         BRAZIL: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 341

TABLE 527         BRAZIL: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 341

TABLE 528         BRAZIL: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          341

TABLE 529         BRAZIL: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          342

TABLE 530         BRAZIL: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          342

TABLE 531         BRAZIL: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          342

TABLE 532         BRAZIL: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          343

TABLE 533         BRAZIL: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING 2024–2029 (USD MILLION)            343

TABLE 534         BRAZIL: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          343

TABLE 535         BRAZIL: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          344

TABLE 536         BRAZIL: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       344

TABLE 537         BRAZIL: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       344

TABLE 538         BRAZIL: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          345

TABLE 539         BRAZIL: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          345

TABLE 540         BRAZIL: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              345

TABLE 541         BRAZIL: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              346

TABLE 542         BRAZIL: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          346

TABLE 543         BRAZIL: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          346

TABLE 544         MEXICO: FINTECH AS A SERVICE MARKET, BY TYPE, 2018–2023 (USD MILLION) 347

TABLE 545         MEXICO: FINTECH AS A SERVICE MARKET, BY TYPE, 2024–2029 (USD MILLION) 348

TABLE 546         MEXICO: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2018–2023 (USD MILLION)          348

TABLE 547         MEXICO: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY,

2024–2029 (USD MILLION)          348

TABLE 548         MEXICO: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2018–2023 (USD MILLION)          349

TABLE 549         MEXICO: FINTECH AS A SERVICE MARKET, BY APPLICATION,

2024–2029 (USD MILLION)          349

TABLE 550         MEXICO: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2018–2023 (USD MILLION)          350

TABLE 551         MEXICO: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING,

2024–2029 (USD MILLION)          350

TABLE 552         MEXICO: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2018–2023 (USD MILLION)          350

TABLE 553         MEXICO: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION,

2024–2029 (USD MILLION)          351

TABLE 554         MEXICO: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION)       351

TABLE 555         MEXICO: FINTECH AS A SERVICE MARKET, BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION)       351

TABLE 556         MEXICO: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2018–2023 (USD MILLION)          352

TABLE 557         MEXICO: FINTECH AS A SERVICE MARKET, BY DATA ANALYTICS & INSIGHTS,

2024–2029 (USD MILLION)          352

TABLE 558         MEXICO: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)              352

TABLE 559         MEXICO: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)              353

TABLE 560         MEXICO: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          353

TABLE 561         MEXICO: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          353

TABLE 562         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2018–2023 (USD MILLION)          354

TABLE 563         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2024–2029 (USD MILLION)          354

TABLE 564         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2018–2023 (USD MILLION)          355

TABLE 565         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TECHNOLOGY, 2024–2029 (USD MILLION)          355

TABLE 566         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2018–2023 (USD MILLION)           355

TABLE 567         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY APPLICATION, 2024–2029 (USD MILLION)           356

TABLE 568         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2018–2023 (USD MILLION)           356

TABLE 569         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY FRAUD MONITORING, 2024–2029 (USD MILLION)           356

TABLE 570         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2018–2023 (USD MILLION) 357

TABLE 571         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY KYC VERIFICATION, 2024–2029 (USD MILLION) 357

TABLE 572         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2018–2023 (USD MILLION) 357

TABLE 573         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET,

BY COMPLIANCE & REGULATORY SUPPORT, 2024–2029 (USD MILLION) 358

TABLE 574         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2018–2023 (USD MILLION)    358

TABLE 575         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET,

BY DATA ANALYTICS & INSIGHTS, 2024–2029 (USD MILLION)    358

TABLE 576         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2018–2023 (USD MILLION)          359

TABLE 577         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT, 2024–2029 (USD MILLION)          359

TABLE 578         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2018–2023 (USD MILLION)          359

TABLE 579         REST OF LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2024–2029 (USD MILLION)          360

TABLE 580         OVERVIEW OF STRATEGIES ADOPTED BY KEY FINTECH AS A SERVICE VENDORS        361

TABLE 581         FINTECH AS A SERVICE MARKET: DEGREE OF COMPETITION              366

TABLE 582         FINTECH AS A SERVICE MARKET: TYPE FOOTPRINT      375

TABLE 583         FINTECH AS A SERVICE MARKET: TECHNOLOGY FOOTPRINT              375

TABLE 584         FINTECH AS A SERVICE MARKET: APPLICATION FOOTPRINT              376

TABLE 585         FINTECH AS A SERVICE MARKET: REGIONAL FOOTPRINT              377

TABLE 586         FINTECH AS A SERVICE MARKET: KEY STARTUPS/SMES 380

TABLE 587         FINTECH AS A SERVICE MARKET: COMPETITIVE BENCHMARKING OF

KEY STARTUPS/SMES, BY APPLICATION             381

TABLE 588         FINTECH AS A SERVICE MARKET: COMPETITIVE BENCHMARKING OF

KEY STARTUPS/SMES, BY REGION          381

TABLE 589         FINTECH AS A SERVICE MARKET: PRODUCT LAUNCHES,

JANUARY 2019— AUGUST 2024  382

TABLE 590         FINTECH AS A SERVICE MARKET: DEALS, JANUARY 2019— AUGUST 2024    391

TABLE 591         PAYPAL: COMPANY OVERVIEW 416

TABLE 592         PAYPAL: PRODUCTS/SOLUTIONS/SERVICES OFFERED 417

TABLE 593         PAYPAL: PRODUCT LAUNCHES/DEVELOPMENTS          418

TABLE 594         PAYPAL: DEALS 420

TABLE 595         MASTERCARD: COMPANY OVERVIEW   426

TABLE 596         MASTERCARD: PRODUCTS/SOLUTIONS/SERVICES OFFERED              427

TABLE 597         MASTERCARD: PRODUCT LAUNCHES/DEVELOPMENTS              429

TABLE 598         MASTERCARD: DEALS  430

TABLE 599         FISERV: COMPANY OVERVIEW  435

TABLE 600         FISERV: PRODUCTS/SOLUTIONS/SERVICES OFFERED   436

TABLE 601         FISERV: PRODUCT LAUNCHES/DEVELOPMENTS            438

TABLE 602         FISERV: DEALS 439

TABLE 603         BLOCK: COMPANY OVERVIEW  443

TABLE 604         BLOCK: PRODUCTS/SOLUTIONS/SERVICES OFFERED   444

TABLE 605         BLOCK: PRODUCT LAUNCHES/DEVELOPMENTS           446

TABLE 606         BLOCK: DEALS 447

TABLE 607         RAPYD: COMPANY OVERVIEW  449

TABLE 608         RAPYD: PRODUCTS/SOLUTIONS/SERVICES OFFERED   450

TABLE 609         RAPYD: PRODUCT LAUNCHES/DEVELOPMENTS            452

TABLE 610         RAPYD: DEALS 452

TABLE 611         ENVESTNET: COMPANY OVERVIEW      455

TABLE 612         ENVESTNET: PRODUCTS/SOLUTIONS/SERVICES OFFERED              456

TABLE 613         ENVESTNET: PRODUCT LAUNCHES/DEVELOPMENTS  457

TABLE 614         ENVESTNET: DEALS      458

TABLE 615         UPSTART: COMPANY OVERVIEW           462

TABLE 616         UPSTART: PRODUCTS/SOLUTIONS/SERVICES OFFERED              463

TABLE 617         UPSTART: PRODUCT LAUNCHES/DEVELOPMENTS       464

TABLE 618         UPSTART: DEALS           465

TABLE 619         SOLID FINANCIAL TECHNOLOGIES: COMPANY OVERVIEW              468

TABLE 620         SOLID FINANCIAL TECHNOLOGIES: PRODUCTS/SOLUTIONS/SERVICES OFFERED   469

TABLE 621         SOLID FINANCIAL TECHNOLOGIES: PRODUCT LAUNCHES/DEVELOPMENTS   470

TABLE 622         SOLID FINANCIAL TECHNOLOGIES: DEALS       470

TABLE 623         FIS: COMPANY OVERVIEW         472

TABLE 624         FIS: PRODUCTS/SOLUTIONS/SERVICES OFFERED          473

TABLE 625         FIS: PRODUCT LAUNCHES/DEVELOPMENTS     476

TABLE 626         FIS: DEALS        477

TABLE 627         SYNCTERA: COMPANY OVERVIEW         479

TABLE 628         SYNCTERA: PRODUCTS/SOLUTIONS/SERVICES OFFERED              480

TABLE 629         SYNCTERA: PRODUCT LAUNCHES/ DEVELOPMENTS    481

TABLE 630         SYNCTERA: DEALS        482

TABLE 631         NLP IN FINANCE MARKET, BY OFFERING, 2019–2022 (USD MILLION)          503

TABLE 632         NLP IN FINANCE MARKET, BY OFFERING, 2023–2028 (USD MILLION)          503

TABLE 633         DIGITAL PAYMENT MARKET, BY OFFERING, 2018–2022 (USD MILLION)          504

TABLE 634         DIGITAL PAYMENT MARKET, BY OFFERING, 2023–2028 (USD MILLION)          504

LIST OF FIGURES

FIGURE 1           FINTECH AS A SERVICE MARKET: RESEARCH DESIGN    48

FIGURE 2           FINTECH AS A SERVICE MARKET: DATA TRIANGULATION              51

FIGURE 3           APPROACH 1 (SUPPLY-SIDE): REVENUE FROM SOLUTIONS AND SERVICES OF FINTECH AS A SERVICE VENDORS    52

FIGURE 4           APPROACH 1: (SUPPLY SIDE) ANALYSIS 53

FIGURE 5           APPROACH 2: BOTTOM-UP (DEMAND SIDE)     54

FIGURE 6           GLOBAL FINTECH AS A SERVICE MARKET TO WITNESS SIGNIFICANT GROWTH DURING FORECAST PERIOD    58

FIGURE 7           NORTH AMERICA TO ACCOUNT FOR LARGEST MARKET SHARE  60

FIGURE 8           INCREASE IN ADOPTION OF CLOUD COMPUTING AND DEMAND FOR DIGITAL FINANCIAL SERVICES TO DRIVE MARKET          61

FIGURE 9           PAYMENTS TO ACCOUNT FOR LARGEST SHARE AMONG TYPES BY 2029  62

FIGURE 10         BLOCKCHAIN TO INCREASE ITS LEAD OVER OTHER FAAS TECHNOLOGIES BY 2029            62

FIGURE 11         COMPLIANCE & REGULATORY SUPPORT TO REMAIN LARGEST APPLICATION THROUGH 2024            63

FIGURE 12         FINANCIAL INSTITUTES CLOSELY FOLLOW INSURANCE COMPANIES AS LEADING END USERS DURING FORECAST PERIOD        63

FIGURE 13         ASIA PACIFIC TO EMERGE AS BEST MARKET FOR INVESTMENTS IN

NEXT FIVE YEARS          64

FIGURE 14         DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGES IN FINTECH AS A SERVICE MARKET       65

FIGURE 15         SUPPLY CHAIN ANALYSIS          75

FIGURE 16         ECOSYSTEM ANALYSIS 77

FIGURE 17         PORTER’S FIVE FORCES ANALYSIS         79

FIGURE 18         AVERAGE SELLING PRICE TREND OF FINTECH AS A SERVICE AMONG KEY PLAYERS  82

FIGURE 19         FINTECH AS A SERVICE MARKET: NUMBER OF PATENTS GRANTED, 2014–2024    87

FIGURE 20         FINTECH AS A SERVICE MARKET: REGIONAL ANALYSIS OF PATENTS GRANTED     88

FIGURE 21         FINTECH AS A SERVICE MARKET: TRENDS/DISRUPTIONS IMPACTING

CUSTOMER BUSINESSES            89

FIGURE 22         INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR TOP THREE APPLICATIONS      97

FIGURE 23         KEY BUYING CRITERIA FOR TOP THREE APPLICATIONS              98

FIGURE 24         INVESTMENT AND FUNDING SCENARIO            102

FIGURE 25         MARKET POTENTIAL OF GENERATIVE AI IN ENHANCING FINTECH AS A SERVICE MARKET ACROSS INDUSTRIES  103

FIGURE 26         IMPACT OF GEN AI ON INTERCONNECTED AND ADJACENT ECOSYSTEMS   104

FIGURE 27         WEALTH MANAGEMENT SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD        109

FIGURE 28         AI & ML TECHNOLOGY TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD       121

FIGURE 29         REAL ESTATE MORTGAGE SERVICES SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD    132

FIGURE 30         FINANCIAL INSTITUTES SEGMENT TO GROW AT HIGHEST CAGR DURING

FORECAST PERIOD       168

FIGURE 31         LATIN AMERICA TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD       177

FIGURE 32         NORTH AMERICA: FINTECH AS A SERVICE MARKET SNAPSHOT              181

FIGURE 33         ASIA PACIFIC: FINTECH AS A SERVICE MARKET SNAPSHOT              247

FIGURE 34         SEGMENTAL REVENUE ANALYSIS OF TOP FIVE MARKET PLAYERS, 2021–2023 (USD MILLION)      364

FIGURE 35         SHARE OF LEADING COMPANIES IN FINTECH AS A SERVICE MARKET, 2023  366

FIGURE 36         FINTECH AS A SERVICE MARKET: COMPARISON OF VENDORS’ BRANDS             369

FIGURE 37         FINTECH AS A SERVICE MARKET: COMPANY VALUATION OF KEY VENDORS (USD BILLION)  371

FIGURE 38         FINTECH AS A SERVICE MARKET: FINANCIAL METRICS OF KEY VENDORS          371

FIGURE 39         FINTECH AS A SERVICE MARKET:

COMPANY EVALUATION MATRIX (KEY PLAYERS), 2023 373

FIGURE 40         FINTECH AS A SERVICE MARKET: COMPANY FOOTPRINT              374

FIGURE 41         FINTECH AS A SERVICE MARKET: COMPANY EVALUATION MATRIX (STARTUPS/SMES), 2023           379

FIGURE 42         PAYPAL: COMPANY SNAPSHOT 416

FIGURE 43         MASTERCARD: COMPANY SNAPSHOT   427

FIGURE 44         FISERV: COMPANY SNAPSHOT 436

FIGURE 45         BLOCK: COMPANY SNAPSHOT 444

FIGURE 46         ENVESTNET: COMPANY SNAPSHOT      456

FIGURE 47         UPSTART: COMPANY SNAPSHOT           463

FIGURE 48         FIS: COMPANY SNAPSHOT         473